Michael Caffrey

Michael J. Caffrey earned an associate degree from Young Harris College and his BBA in Risk Management from Georgia State University. He has earned his certificate of general insurance from the Insurance Institute of America and his Charter Property Casualty Underwriter (CPCU) designation.

During high school and college, he worked as an intern for a local insurance agency.

Mr. Caffrey began his formal career in England as a broker for Lloyds of London. In London, Michael Caffrey specialized in Bankers Blanket Bonds for the struggling North American Savings and Loan industry. He then joined a national insurance broker and launched an international division to access overseas insurance markets. Capitalizing on his previous London experience he arranged and operated an exclusive Lloyds of London line slip for Long Haul Trucking Physical Damage. Prior to joining IOA, he held numerous positions for the same national insurance broker generating over $30M in insurance premium. His prime focus is property/casualty insurance and risk management services for property owners, developers and managers of hotels, shopping centres, malls, office buildings, golf courses, restaurants and long-term care facilities. He has placed insurance coverage for over 50,000 hotel rooms for all major brands as well as developed and operated the franchisee insurance programs for Hilton, Hampton Inn, Doubletree, Guest Quarters, Red Lion, Embassy Suites, and Homewood Suites brands. Michael served as managing partner for IOA’s Atlanta office from 2006 to 2013 earning Branch of the Year 3 times and Partner of the Year twice. He has served on the IOA advisory board and was appointed Regional Managing Partner for the Georgia region.

He has special expertise in California Earthquake and Coastal Windstorm coverages.