Technology

Technology companies face challenges that require specialized insurance solutions. At IOA, we leverage extensive industry expertise and longstanding carrier relationships to help you navigate risks like cybersecurity threats, skill shortages, regulatory scrutiny, and product failures. Whether you’re a start-up or a global enterprise, IOA help you protect your business so you can focus on innovation.

Why choose IOA for your tech business?

The technology industry drives innovation, economic growth, and connectivity, but it also faces significant and ever-changing risks. From software development and technology services to telecommunications and electronics manufacturers, IOA provides tailored insurance solutions to address the unique challenges of this dynamic sector.

IOA’s experienced brokers know the technology industry and understand the varied protections needed to mitigate risk effectively. Our access to top-tier insurance carriers means our clients can secure comprehensive policy terms and competitive rates for the best options available.

With rising cyberthreats, changing regulations, market challenges, and other exposures, managing risk can sometimes be overwhelming. We help simplify the threat landscape for businesses with tangible physical assets and digital exposures.

Whether you’re a software developer, telecommunications provider, or hardware manufacturer, we help empower you to make informed decisions for your risk management needs so you can focus confidently on the success of your business.

 

Our technology insurance markets

Software and application development

IT services and consulting

Telecommunications and infrastructure

E-commerce and internet services

Data and information management

Specialized technology markets

Our technology insurance products

Products for the technology industry include:

Professional liability (E&O)

Professional liability (E&O) insurance protects professionals and businesses against claims of negligence, errors, or omissions in their services.

Learn more >

Cyber liability

Cyber liability insurance helps businesses recover from incidents like data breaches, ransomware, and regulatory penalties.

Learn more >

Product liability

Product liability insurance covers businesses against claims arising from injuries or property damage caused by defective or unsafe products.

Learn more >

Bonds and surety

Bonds and surety insurance guarantee the performance or obligations of businesses, offering financial protection for contracts, compliance, or legal requirements.

Learn more >

Crime

Crime insurance covers financial losses resulting from theft, fraud, forgery, and other dishonest acts committed by employees or external actors.

Learn more >

General liability

General liability insurance covers bodily injury, property damage, and personal injury claims arising from business operations.

Learn more >

Workers compensation

Workers compensation insurance covers employees’ medical expenses and lost wages resulting from work-related injuries or illnesses.

Learn more >

Commercial auto

Commercial auto insurance offers protection for business-owned vehicles, covering liability, physical damage, and risks unique to commercial transportation.

Learn more >

Commercial property

Commercial property insurance safeguards physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters.

Learn more >

Connect with an IOA insurance expert

Speak to an IOA broker who understands your industry, goals, and challenges.

Get our latest news and insights

Read our industry expert’s latest thoughts. We provide specific market outlooks, practical guides, updates on market trends, advice on risk management and much more. Each informative piece offers straightforward guidance in a complex insurance landscape.

Risk ManagementInsightsBusiness insurance

A year of ups and downs ends in stability for most lines of coverage in 2024

Risk ManagementInsightsBusiness insurance

Rates Ease as Social Inflation and Natural Catastrophes Take Center Stage

Risk ManagementInsightsBusiness insurance

Focus Report – 2025 Cyber Market Outlook

Risk ManagementInsightsBusiness insurance

Focus Report: 2024 D&O/EPL Market Outlook

InsightsBusiness insurance

Market Relief Appears as Softening Persists

Risk ManagementInsightsBusiness insurance

Focus Report: 2024 Food & Agribusiness Market Outlook

Get in touch

At IOA, we prioritize building solid relationships with our clients and community. Please feel free to use the form to contact us with your questions, comments, or feedback, or call an IOA advocate today.

Call 1.800.243.6899