Why choose IOA for your tech business?
The technology industry drives innovation, economic growth, and connectivity, but it also faces significant and ever-changing risks. From software development and technology services to telecommunications and electronics manufacturers, IOA provides tailored insurance solutions to address the unique challenges of this dynamic sector.
IOA’s experienced brokers know the technology industry and understand the varied protections needed to mitigate risk effectively. Our access to top-tier insurance carriers means our clients can secure comprehensive policy terms and competitive rates for the best options available.
With rising cyberthreats, changing regulations, market challenges, and other exposures, managing risk can sometimes be overwhelming. We help simplify the threat landscape for businesses with tangible physical assets and digital exposures.
Whether you’re a software developer, telecommunications provider, or hardware manufacturer, we help empower you to make informed decisions for your risk management needs so you can focus confidently on the success of your business.
Our technology insurance markets
Software and application development
IT services and consulting
Telecommunications and infrastructure
E-commerce and internet services
Data and information management
Specialized technology markets
Our technology insurance products
Products for the technology industry include:
Professional liability (E&O)
Professional liability (E&O) insurance protects professionals and businesses against claims of negligence, errors, or omissions in their services.
Cyber liability
Cyber liability insurance helps businesses recover from incidents like data breaches, ransomware, and regulatory penalties.
Product liability
Product liability insurance covers businesses against claims arising from injuries or property damage caused by defective or unsafe products.
Bonds and surety
Bonds and surety insurance guarantee the performance or obligations of businesses, offering financial protection for contracts, compliance, or legal requirements.
Crime
Crime insurance covers financial losses resulting from theft, fraud, forgery, and other dishonest acts committed by employees or external actors.
General liability
General liability insurance covers bodily injury, property damage, and personal injury claims arising from business operations.
Workers compensation
Workers compensation insurance covers employees’ medical expenses and lost wages resulting from work-related injuries or illnesses.
Commercial auto
Commercial auto insurance offers protection for business-owned vehicles, covering liability, physical damage, and risks unique to commercial transportation.
Commercial property
Commercial property insurance safeguards physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters.
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Speak to an IOA broker who understands your industry, goals, and challenges.
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