Why choose IOA for condominium and homeowners association insurance?
Partner with a team that recognizes the unique challenges your association faces. Our brokers guide you through your coverage options and help you secure the best protection to meet your exposures to help align coverage with evolving risks. With our strong carrier relationships, we secure competitive terms and pricing to protect your association while optimizing your budget.
Condominium and homeowners association insurance products
IOA offers a comprehensive range of products to protect your association and its members:
General liability
General liability insurance covers bodily injury, property damage, and personal injury claims arising from business operations.
Directors and officers
Directors and officers insurance protects company leaders from personal liability for decisions made on behalf of the organization.
Commercial property
Commercial property insurance safeguards physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters.
Crime
Crime insurance covers financial losses resulting from theft, fraud, forgery, and other dishonest acts committed by employees or external actors.
Business income
Business income insurance safeguards businesses by covering income loss due to disruptions, ensuring financial stability during recovery.
Commercial auto
Commercial auto insurance offers protection for business-owned vehicles, covering liability, physical damage, and risks unique to commercial transportation.
Workers compensation
Workers compensation insurance covers employee medical expenses and lost wages resulting from work-related injuries or illnesses.
Equipment breakdown
Equipment breakdown insurance covers repairing equipment, replacing damaged assets, and recovering from business losses caused by machinery failure.
Commercial flood
Commercial flood insurance protects businesses from water damage caused by flooding, which is often excluded from standard property insurance.
Commercial umbrella
Commercial umbrella insurance extends the coverage limits of primary policies, offering an additional layer of protection against large claims.
Connect with an IOA insurance expert
Speak to an IOA broker who understands your industry, goals, and challenges.
Get our latest news and insights
Read our industry expert’s latest thoughts. We provide specific market outlooks, practical guides, updates on market trends, advice on risk management and much more. Each informative piece offers straightforward guidance in a complex insurance landscape.