Why choose IOA for autonomous vehicle insurance?
Autonomous vehicles with advanced sensors and artificial intelligence (AI) technologies are rapidly transforming the transportation landscape. These vehicles promise to increase safety, reduce congestion, and revolutionize our commute. As the technology progresses toward full automation, it brings a paradigm shift in risk—shifting liability from drivers to manufacturers and software developers and intensifying the need for coverage against cyberthreats and software malfunctions.
Our expert team has worked on future mobility since its early stages. We understand your challenges and can work with you at every stage of your business. No matter the type of vehicle—delivery robots to autonomous semi-trucks—we work with you to ensure regulatory compliance, program safety, and risk management and provide access to strategic partnerships and proprietary technology solutions.
Our industry-specific knowledge enables us to offer insurance solutions that cater to the sector’s evolving needs. We collaborate closely with manufacturers, technology firms, and legal experts to stay ahead of regulatory changes and risk exposures, ensuring that our clients receive the most comprehensive and forward-thinking coverage options.
Our autonomous vehicle insurance markets
Autonomy and innovation
Advanced driver-assistance systems
Micromobility
Ride-hailing
Ride-sharing
Subscription basis
Shared economy
Trucking and logistics
Autonomous vehicle insurance products
Products for the autonomous vehicle industry include:
General liability
General liability insurance covers bodily injury, property damage, and personal injury claims arising from business operations.
Commercial auto
Commercial auto insurance offers protection for business-owned vehicles, covering liability, physical damage, and risks unique to commercial transportation.
Product liability
Product liability insurance covers businesses against claims arising from injuries or property damage caused by defective or unsafe products.
Cyber liability
Cyber liability insurance helps businesses recover from incidents like data breaches, ransomware, and regulatory penalties.
Professional liability (E&O)
Professional liability (E&O) insurance protects professionals and businesses against claims of negligence, errors, or omissions in their services.
Employers liability
Employers liability insurance covers workplace injury-related claims that are not covered by workers compensation.
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