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News and insights

Insights

Clarity and expertise are essential in a complex industry like insurance. Explore our insights from IOA experts and industry professionals, each with a unique viewpoint and knowledge. We offer detailed analyses of insurance market trends, practical advice on policy selection and risk mitigation, and analysis of the trends, challenges, and opportunities shaping insurance.

Featured article

Why Did My Homeowners Insurance Premium Increase? 

If you just received your annual home insurance renewal notice and you’re a little shocked at your premium increase, you may have questions about what caused it and how to control the cost. 

Staff Writer
April 16, 2026
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Insights, Personal insurance
Business insurance, Insights, Risk Management
Insights, Personal insurance
Insights, Personal insurance
Insights, Personal insurance
Insights, Personal insurance
Business insuranceInsightsRisk Management

The Softest Market Conditions Since 2017 Closes Out 2025

An overview of The Council of Insurance Agents & Brokers’ Commercial Property/Casualty Market Index Q4/2025 and marketing conditions beyond.

InsightsPersonal insurance

Tips for Before, During, and After a Wildfire

Wildfire season generally occurs in the summer and fall months when conditions are dry and hot, but they can occur any time vegetation, terrain, and climate of the region are optimal. To make sure you’re prepared, here are some tips to help you stay safe and protect your property.  

InsightsPersonal insurance

Can You Drive Without Car Insurance?

Whether the time has come to renew your auto insurance or you’re considering ways to decrease the number of bills you have, you might have thought about discontinuing car insurance. 

InsightsPersonal insurance

Tips for Before, During, and After an Earthquake

All states in the U.S. have experienced an earthquake, according to the U.S. Geological Survey. To make sure you’re prepared for an earthquake, here are some tips to help you survive and recover from any damage.

InsightsPersonal insurance

Insurance 101 for First-Time Homeowners

When buying a home for the first time, you may be focused on your monthly mortgage payment, your access to good schools, your commute, and the safety of the neighborhood. But don’t forget to consider homeowners insurance.

Business insuranceInsightsRisk Management

Market Softening Accelerates as Competition Intensifies

An overview of The Council of Insurance Agents & Brokers’ Commercial Property/Casualty Market Index Q3/2025 and marketing conditions beyond.

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