Why choose IOA for retail insurance?
At IOA, we leverage our expertise and market access to find the best insurance solutions for your retail business. We help you navigate risks, including property damage, cyberthreats, and customer safety, with access to comprehensive, competitive coverage from leading carriers.
We work closely with you to secure protection for all aspects of your operations, from general liability to business interruption insurance. Our approach help you ensure that every aspect of your business, from the warehouse to the storefront, is protected.
The retail operation landscape is constantly evolving, and so are the risks. Our team stays on top of the latest trends, such as cybersecurity risks, natural disasters, and geopolitical instability, to help you identify and manage potential exposures.
At the same time, our brokers maintain strong relationships with top insurance carriers, allowing us to secure competitive rates and comprehensive policy terms. We have the expertise to meet your needs and help you achieve your goals—whether you’re protecting a single store or managing a national chain.
Our retail insurance markets
Department stores
Specialty retailers
E-commerce businesses
Grocery stores
Clothing retailers
Furniture stores
Home improvement retailers
Our retail insurance products
IOA’s range of products for the retail industry includes:
General liability
General liability insurance covers bodily injury, property damage, and personal injury claims arising from business operations.
Commercial property
Commercial property insurance safeguards physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters.
Business income
Business income insurance safeguards businesses by covering income loss due to disruptions, ensuring financial stability during recovery.
Cyber liability
Cyber liability insurance helps businesses recover from incidents like data breaches, ransomware, and regulatory penalties.
Workers compensation
Workers compensation insurance covers employee medical expenses and lost wages resulting from work-related injuries or illnesses.
Product liability
Product liability insurance covers businesses against claims arising from injuries or property damage caused by defective or unsafe products.
Connect with an IOA insurance expert
Speak to an IOA broker who understands your industry, goals, and challenges.
Get our latest news and insights
Read our industry expert’s latest thoughts. We provide specific market outlooks, practical guides, updates on market trends, advice on risk management and much more. Each informative piece offers straightforward guidance in a complex insurance landscape.