Why choose IOA for law firm insurance?
At IOA, we provide specialized insurance solutions and proactive risk management strategies to protect your firm’s assets, reputation, and financial stability.
Our dedicated team of experts works with top insurers to deliver customized solutions that protect your practice against evolving risks.
We go beyond standard insurance placement, offering proactive tools and services to help mitigate your risks:
- Pre-claim assistance and claims advocacy to protect your firm’s reputation.
- Contract and coverage reviews to identify gaps and ensure adequate protection.
- Risk management resources, including webinars, white papers, and engagement letter templates.
Our solutions scale from solo practitioners to large firms to meet your needs. With access to over 50 insurance markets, we secure competitive terms tailored to your firm’s size, practice areas, and risk profile.
Our offerings extend beyond professional liability to include critical coverages such as cyber liability, employment practices liability, and directors and officers (D&O) liability insurance. These policies provide the robust protection your firm needs in today’s legal landscape.
Our law firm insurance products
IOA’s range of products for the legal profession includes:
Accident & health
Accident and health insurance provides coverage to mitigate the financial risks associated with employee health-related absences or accidents, enhancing employee welfare and regulatory compliance.
Professional liability (E&O
Professional liability (E&O) insurance protects professionals and businesses against claims of negligence, errors, or omissions in their services.
Commercial auto
Commercial auto insurance offers protection for business-owned vehicles, covering liability, physical damage, and risks unique to commercial transportation.
Commercial property
Commercial property insurance safeguards physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters.
Crime
Crime insurance covers financial losses resulting from theft, fraud, forgery, and other dishonest acts committed by employees or external actors.
Cyber liability
Cyber liability insurance helps businesses recover from incidents like data breaches, ransomware, and regulatory penalties.
Employment practices liability
Employment practices liability insurance protects businesses against claims arising from workplace disputes.
Environmental
Environmental insurance safeguards businesses against liabilities related to pollution, contamination, and other environmental risks.
Executive and financial risks
Executive and financial risk insurance includes coverages like directors and officers, fiduciary liability, and crime insurance, designed to protect businesses and executives from financial and managerial liabilities.
International
International insurance connects U.S.-based businesses with global coverage through trusted in-country brokers, ensuring compliance and seamless policy management.
Directors and officers
Directors and officers insurance protects company leaders from personal liability for decisions made on behalf of the organization.
General liability
General liability insurance covers bodily injury, property damage, and personal injury claims arising from business operations.
Commercial umbrella
Commercial umbrella insurance extends the coverage limits of primary policies, offering an additional layer of protection against large claims.
Excess liability
Excess liability insurance provides additional coverage above the limits of underlying policies, offering extended protection against high-value claims.
Workers compensation
Workers compensation insurance covers employees’ medical expenses and lost wages resulting from work-related injuries or illnesses.
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