Why choose IOA for captive management?
In today’s complex risk landscape, businesses are increasingly adopting captive insurance programs to take control of their risk financing. Captive management allows companies to retain underwriting profits, tailor coverage to specific exposures, and achieve greater financial flexibility.
At IOA, we provide comprehensive support for every stage of the captive life cycle—from initial formation and operational setup to renewals and ongoing compliance. With our client-focused approach and expertise in U.S. and international domiciles, IOA helps businesses develop resilient and cost-effective risk management strategies.
IOA combines deep expertise and client-focused service to deliver customized captive management solutions.
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Captive program expertise
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IOA advisors are well versed in the intricacies of captive insurance, offering guidance on structure selection, domicile choice, and operational setup. Our extensive experience ensures your program aligns with your risk management goals and regulatory requirements.
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Access to trusted domiciles and services
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Our team has expertise in a variety of captive domiciles, including U.S. locations such as Vermont, South Carolina, and Hawaii, as well as international jurisdictions like Bermuda, Barbados, and the Cayman Islands. We connect you with the best resources to match your operational needs.
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Ongoing operational support
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IOA offers continuous assistance for renewals, financial reporting, and compliance. Our team helps your captive program operate efficiently while adapting to changing business needs. Additionally, we provide access to reinsurance markets, optimizing risk-sharing and program stability.
Features
Formation consultation
We guide businesses through the process of establishing a captive, including determining the ideal structure, selecting a domicile, and fulfilling regulatory requirements.
Operational setup and implementation
Our team oversees licensing, policy issuance, and operational processes, fostering a smooth and compliant launch for your captive program.
Reinsurance placement and risk sharing
IOA helps secure reinsurance agreements, providing financial stability and effective risk-sharing for your captive.
Financial reporting and compliance
We offer expert consultation on financial reporting, furthering regulatory compliance and transparency. Additionally, we assist with loss portfolio transfers to optimize your program’s performance.
Premium allocation and process planning
Our advisors develop equitable premium allocation methodologies and streamline operations to enhance efficiency and effectiveness.
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