Commercial property insurance

Whether you own or lease your business premises or hold valuable equipment and inventory, the right commercial property insurance is essential in safeguarding your organization against costly damages and losses. IOA’s experts help you navigate commercial property insurance complexities so you can have the protection you need for peace of mind.

Why choose IOA for commercial property insurance?

Our expert risk management services, access to competitive rates, customized insurance solutions, strategic market response, and unwavering commitment to client success make IOA an ideal choice for reliable commercial property insurance.

Expert risk management and advisory services

Our personalized service provides risk and policy advice tailored to your company, balancing protection with cost efficiency.

Strategic thinking

Due to our market share, we have access to excellent insurers and products as well as creative alternative risk transfer strategies. We offer broad options to help you find the right coverage even under adverse market conditions.

Commitment to client success

Our proactive communication and ongoing policy review process help you stay ahead of changes in your industry and the insurance landscape.

Coverage features

Commercial property insurance can cover your structures, their contents, and your equipment.

Buildings—owned or leased

You can often insure the physical structures where your business operates regardless of whether you own or lease them. And your policy can be written to insure improvements you make to a building you don’t own.

Business personal property

A commercial property policy can include coverage for loss of or damage to equipment, inventory, and furniture.

Business interruption

Commercial property insurance often covers losses incurred due to a temporary shutdown or significant disruption of normal operations.

Computers

You can cover office equipment, even if it travels with employees off your premises.

Valuable papers

Commercial property insurance may cover the cost of replacing paper records that would be costly or difficult to recreate.

Connect with an IOA insurance expert

Speak to an IOA broker who understands your industry, goals, and challenges.

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Get in touch

At IOA, we prioritize building solid relationships with our clients and community. Please feel free to use the form to contact us with your questions, comments, or feedback, or call an IOA advocate today.

Free call 1.800.243.6899