Construction insurance

From bustling construction sites reshaping our urban and rural environments to the emergence of new building information modeling technologies and green construction practices, the construction industry is continuously evolving. These changes mean your risk management and insurance needs are only becoming more complex.

Why choose IOA for construction insurance?

You need the right experts on your crew. IOA understands the construction industry’s intricacies and unique challenges. With IOA, you gain access to unparalleled expertise, customized risk management solutions, and comprehensive coverage options designed specifically for the diverse needs of construction professionals.

Expertise in the construction industry

Our advisors are insurance professionals and experts in construction risk management who stay abreast of developments in construction regulations, insurance, and financial challenges.

Custom risk management solutions

Our personal approach ensures tailored protection and risk mitigation plans that match your specific operations.

Wide range of coverage

We protect every type of construction business—from home improvement specialists to infrastructure contractors.

Coverage features

From tools and equipment to builders risk, surety bonds, and wrap-up programs, IOA has access to the solutions your firm needs.

Cost-effective solutions

We offer high-quality coverage at competitive prices and can advise on contractor-controlled insurance programs, owner-controlled insurance programs, and complex layered insurance as well as coverage for start-ups and subcontractors.

Customizable policies

Each construction project has unique requirements, and our team is capable of handling them.

Expert guidance and support

Our dedicated experts help you navigate the complexities of construction insurance, from selecting the right coverage to efficiently managing claims.

Comprehensive coverage

Our extensive coverage protects your business against various risks, from job-related injuries to property damage. Adding subcontractors, property owners, or other interested parties to your coverage is one of our specialties.

Connect with an IOA insurance expert

Speak to an IOA broker who understands your industry, goals, and challenges.

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Get in touch

At IOA, we prioritize building solid relationships with our clients and community. Please feel free to use the form to contact us with your questions, comments, or feedback, or call an IOA advocate today.

Free call 1.800.243.6899