Why choose IOA for manufacturing and distribution insurance?
IOA’s team of experts specializes in creating insurance solutions tailored to the unique needs of manufacturers and distributors. Our goal is to help you protect your business from risks like product liability, property damage, and business interruption, so you can focus on growth with confidence.
We understand the complexities of your industry and work closely with you to assess current and future exposures, developing custom risk management programs that ensure financial stability. With years of expertise, our manufacturing advocates build programs addressing critical concerns, including liability, property, business interruption, and brand protection.
Serving privately owned businesses to publicly traded companies, IOA transforms client relationships into long-term partnerships. By leveraging strong carrier relationships, we negotiate favorable terms and offer flexible, competitive coverage options to help you address challenges like downtime, recalls, and liability issues.
Our manufacturing and distribution insurance markets
Industrial manufacturing
Commercial products manufacturing
Computer software and hardware
Food and beverage production
Consumer goods
Automotive parts
Automotive customization
Textiles and apparel
Pharmaceuticals and medical devices (non-FDA regulated)
Nutritional supplements
Personal care products
Electronics and technology
Chemical and petrochemical manufacturing
Logistics and distribution centers
Manufacturing and distribution insurance products
IOA’s range of products for the manufacturing and distribution industry includes:
Product liability
Product liability insurance covers businesses against claims arising from injuries or property damage caused by defective or unsafe products.
Business income
Business income insurance safeguards businesses by covering income loss due to disruptions, ensuring financial stability during recovery.
Environmental
Environmental insurance safeguards businesses against liabilities related to pollution, contamination, and other environmental risks.
Equipment breakdown
Equipment breakdown insurance protects businesses from financial losses from sudden and accidental machinery failures, including repair costs and interruption.
Professional liability (E&O)
Professional liability (E&O) insurance protects professionals and businesses against claims of negligence, errors, or omissions in their services.
Commercial property
Commercial property insurance safeguards physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters.
Supply chain risk
Supply chain risk insurance mitigates financial losses caused by disruptions in the supply chain, including supplier failures or natural disasters.
Cargo
Cargo insurance protects goods in transit against risks like theft, damage, and delay, ensuring business continuity for shipping operations.
Workers compensation
Workers compensation insurance covers employee medical expenses and lost wages resulting from work-related injuries or illnesses.
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