Business insurance

Discover what we can do for you

Getting the right insurance is straightforward. No matter your industry, our dedicated experts are on hand to build a policy tailored to your business size, complexity, and goals. We’re creating an insurance culture built on personal relationships. Speak to an IOA expert and ensure you have dependable coverage.

Expert advisors

Customized solutions

Tailored support

Global network

Coverage and services

Our relationships with industry leaders and the nation’s premier carriers allow us to provide specialized insurance and risk management products to businesses across all sectors.

Employed lawyers

Protect your in-house legal team with IOA’s employed lawyers insurance. Comprehensive coverage guards against malpractice and professional liability risks.

Directors and officers (D&O)

Safeguard your leadership team with IOA’s directors and officers insurance. Cover personal liabilities from claims and protect your organization’s reputation.

Cyber liability

Mitigate digital risks with IOA’s cyber liability insurance. Protect against data breaches, ransomware, and other cyber threats with comprehensive coverage. Learn more today.

Crime

Secure your business against theft, fraud, and forgery with IOA’s crime insurance. Comprehensive solutions safeguard assets and strengthen financial resilience.

Contingency

Plan events with confidence using IOA’s contingency insurance. Protect against cancellations, non-appearances, and other risks.

Construction

Navigate the unique challenges of the construction industry with IOA’s construction insurance. Get coverage that suits your needs.

Commercial umbrella

Add an extra layer of protection with IOA’s commercial umbrella insurance. Cover costs exceeding standard policies to keep your business secure. Explore options today.

Commercial property

Safeguard your business’s physical assets with IOA’s commercial property insurance. Protect buildings, equipment, and inventory against unforeseen damages. Learn more now.

Commercial flood

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Commercial auto

Drive your business forward with IOA’s commercial auto insurance. Comprehensive coverage for fleets, long hauls, and daily operations. Protect your vehicles today.

Casualty

Manage liability risks with IOA’s casualty insurance. Comprehensive coverage protects your business from legal and financial challenges. Explore your options today.

Cargo insurance

Protect your goods in transit with IOA’s cargo insurance. Cover losses from theft, weather, and equipment failure during shipping.

Get the latest insights

Read our industry expert’s latest thoughts. We provide specific market outlooks, practical guides, updates on market trends, advice on risk management and much more. Each informative piece offers straightforward guidance in a complex insurance landscape.

Risk ManagementInsightsBusiness insurance

A year of ups and downs ends in stability for most lines of coverage in 2024

Risk ManagementInsightsBusiness insurance

Rates Ease as Social Inflation and Natural Catastrophes Take Center Stage

Risk ManagementInsightsBusiness insurance

Focus Report – 2025 Cyber Market Outlook

Risk ManagementInsightsBusiness insurance

Focus Report: 2024 D&O/EPL Market Outlook

InsightsBusiness insurance

Market Relief Appears as Softening Persists

Risk ManagementInsightsBusiness insurance

Focus Report: 2024 Food & Agribusiness Market Outlook

Get in touch

At IOA, we prioritize building solid relationships with our clients and community. Please feel free to use the form to contact us with your questions, comments, or feedback, or call an IOA advocate today.

Free call 1.800.243.6899