David Germana joined Insurance Office of America (IOA) as managing partner of its Financial Security Group. With more than two decades of experience in the financial services and insurance industry, he serves his clients in estate planning, business continuity, charitable giving, and traditional insurance solutions. David enjoys the impact that he can make in the lives of his clients with the implementation of comprehensive planning solutions. He recognizes that each client has individual needs and has dedicated himself to understanding and appreciating each client’s unique situation.

David has proven sales leadership success in translating investment, insurance, and financial planning concepts into more than $1.5 billion in total protection strategies. His vast knowledge base, strong integrity, and years of experience with multi-carrier distribution platforms allow him to effectively help each client. He believes in educating clients and works diligently to help them develop achievable goals, understand their financial choices, and implement strategies that assist them in attaining their personal goals.

David earned both a master’s degree and a bachelor’s degree in business/managerial economics from the University of Central Florida.