Meet your
insurance expert

Gary Smith

Insurance Producer

Speciality

Business insurance

Agent license number

4049814

About Gary

Gary Smith joined Insurance Office of America May 2001 and is now is a senior vice president and shareholder. As the lead consultant of IOA’s wrap construction practice, Gary shares his knowledge and dedication to the industry and to their clients. His dedication and work ethic are second to none, and that has helped him build a reputation as a highly-regarded expert in construction risk management.

Before joining IOA, Gary acted as president and chief operating officer of corporate risk and litigation management, a multi-office agency in the State of Florida. He and his team developed several complex risk management programs for multi-national real estate accounts for over thirty years.

Gary is qualified by the state and federal court as an expert witness in insurance, is OSHA certified, and a qualified CE instructor for the State of Florida. Gary testified as on Florida’s amendment to the Statute of Repose and has served as an arbitration panel member in reinsurance matters. He has given several presentations to the Florida Construction Board, and recently presented to the American Bar Association’s Construction Law Institute on OCIPs and CCIPs as well as the integration of insurance policies.

Gary’s team has provided consulting, risk management, and wrap administration services for clients such as the Pro Football Hall of Fame, Kolter, Kast General Construction, St. Joe Arvida, GL Homes, Minto Communities, The Villages, Marty Margulis, Ram Construction, and many others. They recently were involved in the placement of property layers for over a $4.9 billion portfolio.

Agent license number

4049814

Contact info

2633 Centennial Blvd Suite 900 Tallahassee, FL 32308

Map and directions 850.309.8165

Get the latest from IOA

Risk ManagementInsightsBusiness insurance

Rates Ease as Social Inflation and Natural Catastrophes Take Center Stage

Risk ManagementInsightsBusiness insurance

Focus Report – 2025 Cyber Market Outlook

InsightsRisk ManagementBusiness insurance

Focus Report: 2024 D&O/EPL Market Outlook

InsightsBusiness insurance

Market Relief Appears as Softening Persists

InsightsRisk ManagementBusiness insurance

Focus Report: 2024 Food & Agribusiness Market Outlook

InsightsRisk ManagementBusiness insurance

Status Quo for Early 2024 with Exception of Commercial Auto

Get in touch

At IOA, we prioritize building solid relationships with our clients and community. Please feel free to use the form to contact us with your questions, comments, or feedback, or call an IOA advocate today.

Free call 1.800.243.6899