Why choose IOA for agribusiness and agriculture insurance?
IOA’s agribusiness and agriculture insurance experts understand the risks unique to your business and the coverages required for your protection. Because of our market share, we can leverage highly competitive policy terms, conditions, and pricing for our clients.
From growers and processors to food distributors and feed mills, IOA has you covered.
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Insight and expertise
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Our agribusiness and agriculture specialists delve into your unique challenges and opportunities.
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Analysis and optimization
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We stay abreast of the industry’s trends and regulations as well as changes in the insurance landscape to give you the most timely and relevant advice.
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Market power
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Our market share and relationships with carriers ensure we can provide access to the industry’s most competitive policies.
Coverage features
Broad coverage
Whether you’re in cultivation, processing, or distribution, IOA has the insurance you need to protect your business.
Auto insurance with lay-up credits
We offer policies that allow reduced premiums when vehicles are “laid up” for the season.
Aviation and crop-dusting cover
Secure protection against the unique risks of aerial application.
Crop insurance
Cover your harvest for losses from unpredictable and adverse fluctuations in a range of variables, including the weather and the market.
Equipment insurance
Protect your investment in equipment—from trailers to tech—against damage or loss.
General liability and farm owners liability insurance
Cover your legal and financial liabilities, ensuring peace of mind for you and your stakeholders.
Property insurance
Insure your premises, assets, and products against fire, vandalism, theft, weather, and other perils.
Umbrella insurance
Add an extra layer of protection to close gaps and extend limits of coverage across your policies.
Workers compensation with mod analysis
Insure your workforce, get injured employees back to work in health, and optimize your premiums with IOA’s in-depth claims history analysis.
Connect with an IOA insurance expert
Speak to an IOA broker who understands your industry, goals, and challenges.
Get the latest on business insurance
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