Cyber liability

In today’s digital-first world, cyberthreats are no longer a question of “if” but “when.” Cyber liability insurance helps businesses recover quickly from data breaches and other cyber incidents. This coverage can help pay for notification costs, investigations, legal fees, and settlements. The costs of dealing with a data breach can be crippling without it.

Why choose IOA for cyber liability insurance?

At IOA, we understand that businesses face evolving exposure to cyberrisk and are committed to providing tailored coverage to keep your operations secure.

Industry expertise

Our advisors have a deep understanding of cyber liability, helping you identify and mitigate your specific vulnerabilities.

Comprehensive coverage

We offer solutions that address both legal defense costs and compensation to others hurt by your company’s cyber failure. We also offer coverage that helps you recover from damage to your systems from a cyberattack.

Proactive risk management

Beyond insurance, we offer resources for strengthening your cybersecurity practices to reduce exposure.

Coverage features

Cyber liability insurance delivers robust protection with coverage for:

Identity protection solutions

Support for customers and employees impacted by a data breach

Public relations support

Help managing reputational damage through effective communication strategies

Forensic investigations

Access to experts to determine the source and scope of a cyberattack

Business interruption

Recovery of income lost due to downtime caused by cyberattacks

Legal fees and fines

Coverage for defending lawsuits and paying regulatory penalties

Ransomware response

Coverage for payments made to hackers during ransomware incidents

First-party cyber insurance

First-party cyber insurance helps you recover from damage to your company caused by a cybercrime or failure

Connect with an IOA insurance expert

Speak to an IOA broker who understands your industry, goals, and challenges.

Get the latest on business insurance

Read our industry expert’s latest thoughts. We provide specific market outlooks, practical guides, updates on market trends, advice on risk management and much more. Each informative piece offers straightforward guidance in a complex insurance landscape.

Risk ManagementInsightsBusiness insurance

Rates Ease as Social Inflation and Natural Catastrophes Take Center Stage

Risk ManagementInsightsBusiness insurance

Focus Report – 2025 Cyber Market Outlook

InsightsPersonal insurance

Can I Insure a Vehicle That Is Not My Own?

Risk ManagementInsightsBusiness insurance

Focus Report: 2024 D&O/EPL Market Outlook

InsightsBusiness insurance

Market Relief Appears as Softening Persists

Risk ManagementInsightsBusiness insurance

Focus Report: 2024 Food & Agribusiness Market Outlook

Get in touch

At IOA, we prioritize building solid relationships with our clients and community. Please feel free to use the form to contact us with your questions, comments, or feedback, or call an IOA advocate today.

Free call 1.800.243.6899