Directors and officers (D&O)

Leadership roles come with significant responsibilities—and risks. Directors and officers insurance (D&O) protects executives and board members against personal financial liability from claims made over their failures in office. From legal defense costs to settlements, this coverage ensures your leadership can focus on decision-making without fearing personal financial loss.

Why choose IOA for directors and officers insurance?

Partnering with IOA gives you access to experienced advisors who understand the complexities of directors and officers liability and can craft intricate insurance programs. With IOA’s expertise, we’ll help you secure D&O insurance that safeguards your leadership and helps you attract top talent.

Thoughtful policy selection

We secure policies to align with your organization’s unique risks, whether you’re a nonprofit, private company, or publicly traded corporation.

Comprehensive protection

We offer protection for the corporation and the directors, from Side A to Side C coverage.

Strategic risk management

Beyond coverage, we provide proactive strategies to reduce liability risks and support sound corporate governance.

Coverage features

D&O insurance offers robust protection for your leadership, including:

Legal defense costs

Covers costs of lawsuits alleging management errors, fiduciary breaches, or regulatory noncompliance.

Personal asset protection

Ensures directors and officers aren’t personally liable when indemnification isn’t possible.

Employment practices liability

Addresses claims related to workplace issues like discrimination or wrongful termination.

Entity coverage

Protects the organization itself in lawsuits naming both the company and its leadership.

Reputation management

Provides assistance with public relations to minimize reputational damage during disputes.

Connect with an IOA insurance expert

Speak to an IOA broker who understands your industry, goals, and challenges.

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