Executive and financial risks

IOA’s executive and financial risks insurance solutions provide targeted coverage to help you manage liabilities, safeguard assets, and mitigate potential losses.

Why choose IOA for executive and financial risks?

In today’s complex business environment, protecting your organization and its leadership from financial and operational exposures is essential. Corporate governance requirements and evolving best practices have expanded the scope of managing personnel and leading a company, making specialized insurance solutions a critical part of your risk control strategy.

IOA combines industry expertise and broad access to insurance options to help businesses and their leaders confidently navigate today’s complex risk landscape. From directors and officers liability to employment practices and crime insurance, our comprehensive management liability policies help you protect your organization and its leadership.

Industry expertise

IOA specialists bring deep knowledge of executive and financial risks, ensuring tailored solutions for your business. We stay up to date on legal and regulatory changes that may impact your coverage needs.

Thoughtful solutions

Our advisors work with your executive team to identify exposures and develop targeted risk transfer strategies. We offer policies that protect your organization’s financial performance while providing peace of mind for leadership.

Comprehensive coverage

From directors and officers liability to crime and employment practices liability insurance, IOA offers solutions to cover a broad range of management liability risks. Our solutions include proactive risk assessments and ongoing consultation to address emerging threats.

Coverage features

IOA’s executive and financial risks insurance solutions include:

Directors and officers (D&O) liability

Protects leadership from personal losses due to claims of mismanagement, regulatory violations, and shareholder lawsuits

Employment practices liability (EPL)

Covers claims related to discrimination, wrongful termination, and other employment practices issues

Fiduciary liability

Provides your company protection for breaches of fiduciary duty, such as errors in managing employee benefit plans

Crime

Reimburses your organization for losses due to fraud, embezzlement, theft, and forgery

Kidnap and ransom

Covers costs associated with kidnapping incidents, including ransom payments, negotiator fees, and rehabilitation

ERISA bond

Ensures compliance with the Employee Retirement Income Security Act and helps pay for associated liabilities due to fraud or malfeasance in administering ERISA-compliant benefit plans

Connect with an IOA insurance expert

Speak to an IOA broker who understands your industry, goals, and challenges.

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Get in touch

At IOA, we prioritize building solid relationships with our clients and community. Please feel free to use the form to contact us with your questions, comments, or feedback, or call an IOA advocate today.

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