Why choose IOA for general liability insurance?
Businesses that interact with customers, vendors, employees, or contractors have countless liability risks. Whether it’s a customer slipping on your premises, property damage caused by your operations, or a claim of advertising injury, the financial and reputational impact of a lawsuit can be devastating.
IOA’s expertise and network of trusted providers help businesses you the coverage you need to manage risks and protect their operations.
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Expertise you can trust
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IOA’s advisors bring years of experience working with businesses across industries, helping them navigate complex liability exposures. We understand the unique risks businesses face and partner with leading insurers to find policies that offer strong protection.
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Thoughtful coverage selection
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IOA works with a network of trusted providers to offer coverage options that align with your specific risks and business operations. Whether you need protection for bodily injury claims or advertising-related liabilities, we help identify policies that address your needs without unnecessary complexity.
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Responsive support when you need it most
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Our team provides hands-on assistance during a claim, helping you navigate the process. From filing a claim to responding to insurer requirements, IOA is there to advocate for your business.
Coverage features
General liability insurance typically includes the following protections:
Bodily injury and property damage
Coverage for claims arising from injuries or property damage caused by your business operations or premises
Personal and advertising injury
Coverage for claims of libel, slander, copyright infringement, and similar advertising-related liabilities
Medical payments
No-fault coverage for medical expenses related to injuries sustained on your premises or due to your business operations
Connect with an IOA insurance expert
Speak to an IOA broker who understands your industry, goals, and challenges.
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