Why choose IOA for inland marine insurance?
Standard property insurance typically protects assets housed at your office or fixed business location. However, if your business involves moving high-value products, materials, or equipment between locations, standard coverage may fall short. That’s where inland marine insurance comes in, offering essential protection for property in transit or temporarily stored offsite. IOA’s extensive expertise and access to leading insurers help businesses find the right coverage for protecting their property in transit or on-site.
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Comprehensive industry knowledge
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IOA advisors bring a deep understanding of inland marine risks across industries, from construction to healthcare. We help businesses navigate the complexities of this specialized coverage, identifying policies that align with their operational needs and risk profiles. With IOA, you have a partner who understands the value of your equipment and materials and how to best protect them.
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Thoughtful coverage selection
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At IOA, we carefully select policies from top-rated insurers, ensuring they provide protection for your most critical assets in transit. Whether you need coverage for construction equipment, medical devices, computers, or networking equipment, we prioritize solutions that address your business’s unique challenges and exposures.
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Dedicated support when it matters most
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IOA’s team is committed to supporting your business at every step, from assessing your risks to resolving claims. Our responsive advisors simplify the claims process, ensuring quick and fair resolutions so you can minimize downtime and financial impact when incidents occur.
Coverage features
Standard coverage
Specialized coverage
Standard coverage
Construction and contracting equipment
Safeguards tools, machinery, and materials in transit or on-site.
Medical and scientific equipment
Protects specialized instruments during shipping or temporary storage.
Computers and communications equipment
Covers everything from laptops to networking hardware.
Photography equipment
Ensures protection for cameras, lenses, and accessories used in professional services.
Specialized coverage
Bailee’s customer coverage
Protects property temporarily in your care, such as at a repair shop or warehouse.
Exhibition and fine art coverage
Covers valuable items on display, in transit, or on loan.
Motor truck cargo coverage
Ensures goods are covered while your business transports and delivers them.
Installation floater
Protects materials during transport and installation at job sites.
Connect with an IOA insurance expert
Speak to an IOA broker who understands your industry, goals, and challenges.
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