Terms & Conditions

Last updated: April 13, 2020

Please read our Terms & Conditions carefully before using this site.

Your access to and use of Service (ioausa.com) is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service. By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.

Termination

We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms, which by their nature should survive termination, shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Content

No information contained on this site is to be considered legal advice of any kind. Content shared on this site is wholly owned by Insurance Office of America. It is copyrighted and all rights are reserved. You may not use any portion of content posted on this site without express permission from Insurance Office of America. No information contained on this site is to be considered legal advice of any kind.

Links to Other Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by Insurance Office of America.  Insurance Office of America has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Insurance Office of America shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such websites or services.

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We encourage you to periodically review these Terms to be informed.

Contact Us

If you have any questions about these Terms, please contact the marketing and communications department at marketing@ioausa.com.