Mel Montagne joined Insurance Office of America (IOA) in July 2012 as a commercial lines producer working from the Florida Keys office location. With over three decades of expertise in the insurance industry, Mel specializes in condominium and homeowner associations.

Mel is the president of Fair Insurance Rates in Monroe (FIRM), which is comprised of homeowners and residents who are united to fight against excessive, discriminatory, and unaffordable residential, condominium, and commercial property insurance rates. He is also on the board of the Good Health Clinic as well as the Government Relations Committee for the Key Largo Chamber.

Mel has been honored by the legislative and business development committees of the Key Largo Chamber. He was named the affiliate of the year by the Florida Keys Association of Realtors.

Mel attended Miami Dade College and earned his bachelor’s degree in business administration from The College of Insurance in New York City. He holds designations for chartered property casualty underwriter (CPCU), associate in risk management (ARM), and construction risk and insurance specialist (CRIS).