Business insurance

Discover what we can do for you

Getting the right insurance is straightforward. No matter your industry, our dedicated experts are on hand to build a policy tailored to your business size, complexity, and goals. We’re creating an insurance culture built on personal relationships. Speak to an IOA expert and ensure you have dependable coverage.

Expert advisors

Customized solutions

Tailored support

Global network

Coverage and services

Our relationships with industry leaders and the nation’s premier carriers allow us to provide specialized insurance and risk management products to businesses across all sectors.

Lawyers malpractice liability

Protect your law firm with IOA’s lawyers malpractice liability insurance. Cover claims of negligence, errors, or omissions with comprehensive coverage to safeguard your reputation.

Workplace violence

Safeguard your business against workplace violence with IOA’s comprehensive coverage. Protect employees, manage crisis response, and recover quickly after incidents.

Workers compensation

Ensure compliance and employee wellbeing with workers compensation insurance solutions from IOA. Cover medical expenses, lost wages, and employer liability with thoughtful protection.

War and terrorism

Protect your business from catastrophic risks with IOA’s war and terrorism insurance. Cover property damage, business interruption, and liability from acts of politically motivated violence.

Transportation

Keep your fleet and operations secure with IOA’s transportation insurance. Cover risks like liability, theft, and cargo damage to ensure smooth business operations.

Trade credit and political risk

Thrive in international trade with IOA’s trade credit and political risk insurance. Protect against nonpayment, government actions, and political unrest in global markets.

Supply chain risk

Minimize supply chain disruptions with IOA’s supply chain risk insurance. Cover financial losses and interruptions caused by natural disasters, strikes, and vendor insolvencies.

Specie and fine art

Safeguard high-value assets like fine art and collectibles with IOA’s specie and fine art insurance. Get all-risk protection for storage, transit, and display.

Representations & warranties

Streamline and protect M&A transactions with IOA’s representations and warranties insurance. Mitigate risks for buyers and sellers while reducing financial uncertainty.

Reinsurance

Strengthen your financial strategy with IOA’s reinsurance solutions. Protect your portfolio, manage capital, and stabilize risks with access to global reinsurers.

Professional liability (E&O)

Protect your professional reputation and finances with IOA’s professional liability (E&O) insurance. Cover claims of negligence, errors, and contractual breaches with comprehensive coverage.

Product liability

Safeguard your business with IOA’s product liability insurance. Cover claims for injuries, property damage, and recalls caused by defective or unsafe products.

Get the latest insights

Read our industry expert’s latest thoughts. We provide specific market outlooks, practical guides, updates on market trends, advice on risk management and much more. Each informative piece offers straightforward guidance in a complex insurance landscape.

Risk ManagementInsightsBusiness insurance

Rates Ease as Social Inflation and Natural Catastrophes Take Center Stage

Risk ManagementInsightsBusiness insurance

Focus Report – 2025 Cyber Market Outlook

InsightsRisk ManagementBusiness insurance

Focus Report: 2024 D&O/EPL Market Outlook

InsightsBusiness insurance

Market Relief Appears as Softening Persists

InsightsRisk ManagementBusiness insurance

Focus Report: 2024 Food & Agribusiness Market Outlook

InsightsRisk ManagementBusiness insurance

Status Quo for Early 2024 with Exception of Commercial Auto

Get in touch

At IOA, we prioritize building solid relationships with our clients and community. Please feel free to use the form to contact us with your questions, comments, or feedback, or call an IOA advocate today.

Free call 1.800.243.6899