Why choose IOA for equine insurance?
At IOA, our equine experts live and understand the industry. We provide tailored insurance solutions to help you mitigate risks, prevent major financial loss, and ensure peace of mind.
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Industry expertise
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IOA advisors understand the intricacies of equine and bloodstock insurance, from horse racing to breeding and beyond. Our specialists have deep relationships with underwriters and can offer coverage that aligns with your unique needs.
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Comprehensive solutions
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From jockey accident coverage to disaster liability for horses, IOA offers policies tailored to every aspect of your equine operation. Coverage options address both personal and business risks, minimizing gaps in protection.
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Proactive support
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Our team provides hands-on assistance during claims to help you navigate the process.
Coverage features
IOA’s equine insurance solutions include:
Jockey accident and health coverage
Protection for jockeys in high-risk careers, starting at $1 million in coverage with options for increased limits
Horse fire and disaster liability
Coverage for horses in someone else’s care, custody, and control
Mortality coverage
Compensation in the event of a horse’s death
Loss of use
Partial payouts if a horse is permanently unable to fulfill its intended purpose
Major medical and surgical
Coverage for catastrophic veterinary care and specific surgical procedures like colic surgery
Breeding infertility
Coverage for reproductive failures in stallions or mares
Specified perils
Includes risks such as fire, lightning, and transportation-related incidents
Connect with an IOA insurance expert
Speak to an IOA broker who understands your industry, goals, and challenges.
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