Business insurance

Discover what we can do for you

Getting the right insurance is straightforward. No matter your industry, our dedicated experts are on hand to build a policy tailored to your business size, complexity, and goals. We’re creating an insurance culture built on personal relationships. Speak to an IOA expert and ensure you have dependable coverage.

Expert advisors

Customized solutions

Tailored support

Global network

Coverage and services

Our relationships with industry leaders and the nation’s premier carriers allow us to provide specialized insurance and risk management products to businesses across all sectors.

Accident and health

IOA’s accident and health insurance plays a crucial role in improving employee welfare, attracting and retaining talent, boosting morale and productivity, and complying with regulations.

Agribusiness and agriculture

Safeguard your farm, ranch, or agribusiness with IOA’s agriculture insurance. Manage risks like weather and market changes with comprehensive coverage solutions.

Aviation

Fly confidently with IOA’s aviation insurance—our coverage protects everything from commercial fleets to private planes.

Business income

Ensure financial stability with IOA’s business income insurance. Protect your income during disruptions like natural disasters or equipment failures.

Business owners policy (BOP)

Simplify coverage with IOA’s business owner’s policy. Combine liability, property, and interruption insurance for cost-effective protection.

Cargo insurance

Protect your goods in transit with IOA’s cargo insurance. Cover losses from theft, weather, and equipment failure during shipping.

Casualty

Manage liability risks with IOA’s casualty insurance. Comprehensive coverage protects your business from legal and financial challenges. Explore your options today.

Commercial auto

Drive your business forward with IOA’s commercial auto insurance. Comprehensive coverage for fleets, long hauls, and daily operations. Protect your vehicles today.

Commercial flood

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Commercial property

Safeguard your business’s physical assets with IOA’s commercial property insurance. Protect buildings, equipment, and inventory against unforeseen damages. Learn more now.

Commercial umbrella

Add an extra layer of protection with IOA’s commercial umbrella insurance. Cover costs exceeding standard policies to keep your business secure. Explore options today.

Construction

Navigate the unique challenges of the construction industry with IOA’s construction insurance. Get coverage that suits your needs.

Get the latest insights

Read our industry expert’s latest thoughts. We provide specific market outlooks, practical guides, updates on market trends, advice on risk management and much more. Each informative piece offers straightforward guidance in a complex insurance landscape.

Risk ManagementInsightsBusiness insurance

Rates Ease as Social Inflation and Natural Catastrophes Take Center Stage

Risk ManagementInsightsBusiness insurance

Focus Report – 2025 Cyber Market Outlook

InsightsRisk ManagementBusiness insurance

Focus Report: 2024 D&O/EPL Market Outlook

InsightsBusiness insurance

Market Relief Appears as Softening Persists

InsightsRisk ManagementBusiness insurance

Focus Report: 2024 Food & Agribusiness Market Outlook

InsightsRisk ManagementBusiness insurance

Status Quo for Early 2024 with Exception of Commercial Auto

Get in touch

At IOA, we prioritize building solid relationships with our clients and community. Please feel free to use the form to contact us with your questions, comments, or feedback, or call an IOA advocate today.

Free call 1.800.243.6899