Why choose IOA vehicle insurance?
Insurance Office of America offers a range of auto insurance options tailored to specific vehicle types, ensuring you receive coverage that aligns with your unique needs. We provide comprehensive protection options with a personal touch. Our brokers help you to explore and understand your options.
- Expert guidance for every journey:Our experienced brokers help you navigate your options, ensuring you find the coverage that fits your needs.
- Comprehensive options:From cars to jet skis, we offer tailored policies for all types of vehicles.
- Proven support:With IOA, you gain more than an insurance provider—you gain a partner in protecting your adventures.
Browse your coverage options or speak to an auto insurance broker today.
IOA vehicle insurance products
Your vehicle is more than just transportation. It means business, safety, freedom, and fun. It could be the dining room when you’re running between sports, lessons, or the gym. Don’t risk these essential parts of your life.

IOA helps you secure auto insurance coverage to protect against losses and liabilities from road accidents and vehicle damage. Protection covers a range of scenarios, including liability for injuring others or damaging property, the cost of repairing or replacing your vehicle, and medical expenses for you and your passengers.
Auto insurance coverage offers:
- liability, collision, and medical expenses cover to protect you, other drivers and pedestrians, and your vehicle from the financial and legal impact of an accident.
- roadside assistance should you break down.
- comprehensive coverage for a range of incidents like fire, theft, or natural disasters.
But the actual value of auto insurance coverage is the security it offers, knowing that you and your loved ones are financially protected. Furthermore, it reflects your sense of responsibility to other drivers, knowing you can compensate them for any harm caused. That peace of mind makes driving the pleasure it should be.
Summer weekends are made for getting out on the water. Few other pastimes offer the fun and freedom of setting off on America’s waterways and coastal waters in a boat. Enjoy yours safe in the knowledge that it’s protected.

Boat insurance coverage offers:
- liability insurance and medical payments to protect you and your passengers in the case of injuries.
- collision protection if your boat suffers damage in an accident or needs a replacement.
- on-water towing and labor if your boat breaks down.
- comprehensive protection against a host of unforeseen events such as vandalism.
The real benefit is knowing you can enjoy your boat and be secure from financial loss and legal issues that might arise from accidents. That peace of mind ensures your boat trips are as relaxing as they should be.
Motorcycles connect you to the road like no other vehicle. Their power, convenience, and maneuverability make them fun and liberating in dense city traffic and on the highway. Naturally, motorcycles come with unique risks. That’s why getting tailored insurance is essential to let you enjoy your bike to the fullest.

Motorcycle insurance coverage offers:
- tailored solutions that ensure you get personalized coverage for your bike and how you use it.
- liability, collision, and medical expenses cover to protect you, other drivers and pedestrians, and your bike from the financial and legal impact of an accident.
- roadside assistance should you break down.
- comprehensive coverage for a range of incidents like fire, theft, or vandalism.
Recreational vehicles (RVs) and all-terrain vehicles (ATVs) are pure fun. Pack the family, gather the fishing equipment, and head into the wilderness for unforgettable adventures. IOA helps you secure the best RV and ATV coverage so you can take to the open road and forest tracks protected against unforeseen events.

RV and ATV insurance coverage offers:
- liability, collision, and medical expenses cover to protect you, other drivers and pedestrians, and your bike from the financial and legal impact of an accident.
- roadside assistance should you break down.
- comprehensive coverage for a range of incidents like fire, theft, or natural disasters.
There’s more to enjoying the water than boats. We offer insurance for a wide range of watercraft—from personal watercraft like Jet Skis to sailboats and fishing boats. Enjoy the water knowing that you’re protected against their unique challenges.

Watercraft insurance coverage offers:
- liability, collision, and medical expenses cover to protect you, other drivers and pedestrians, and your watercraft from the financial and legal impact of an accident.
- roadside assistance should you break down.
- comprehensive coverage for a range of incidents like fire, theft, or natural disasters.
Our personal insurance products
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